Many have rung in this new financial year a little more soberly than in previous years. Interest rate rises and cost of living woes have impacted most households. However, even though banks have raised their rates, there are still great incentives aimed at winning your business.

What would you like?

Here are a few highlights of what some lenders have on offer that are sure to pique your interest.

ANZ – Qantas Frequent Flyer Points, or $4,000 cash

After being grounded for the better part of two years, many people are itching to indulge in a long-awaited getaway.  ANZ has you covered. Take out a new home loan or refinance your existing facility and you could be rewarded with 300,000 Qantas Frequent Flyer points.

That translates to two return flights to London, or 10 return flights to Bali! Their rates are sharp too!

If cold hard cash is more your thing, if your refinance from another lender to ANZ you may stand to receive a $4000 rebate if your loan to value ratio is below 80% or $2000 if it’s above.

Macquarie – Qantas Frequent Flyer Points

Not to be outdone, Macquarie too have a Qantas Frequent Flyer offer that’s equally enticing. For every $100,000 drawn at settlement be rewarded with 10,000 Qantas points plus an additional 1000 points earned every month for the life of your loan. Additionally, you will also enjoy 25,000 points on the third and fifth anniversary of your loan. Furthermore, if you need your loan to be approved and settled fast, you cannot go past Macquarie’s quick turnaround and efficient processing systems.

Commonwealth Bank – NBN Offer

To support home loan customers in managing their cost-of-living pressures, CBA are offering eligible customers free internet for three years through their telecom partner, More, potentially saving homeowners over $2,700. Furthermore, CBA are also offering all of its existing customers 30 percent off More NBN plans for the first 12 months when they sign up using their CBA credit card.

Going Green – the lenders who are committed to the environment

Suncorp – Solar Home Bonus

To reward their customers’ clean energy commitment, Suncorp are offering a $3,000 bonus when you apply for a new home loan with a properly fitted solar power system. This initiative is applicable to loans of $5000,000 or more and available on both variable and fixed products.

Bank Australia – Clean Energy Home Loan

Recognizing that around 12 per cent of all Australian emissions come from households, Bank Australia are focused on addressing how this impacts our environment. The Clean Energy Home loan is about rewarding people who do the right thing for our planet by offering discounts of up to 0.30% pa for five years. This is a great option for anyone who is mindful of both their carbon footprint and their budget.

First Mac – Green Loan

If you have a “green” home as determined by the Nationwide House Energy Rating Scheme (or NatHERS), simply supply your NatHERS certificate and enjoy a 0.6% discount off your home loan’s interest rate for the first five years.

For more information about any of the above offers or anything else relating to your new or existing home loan contact your Blackburne Mortgage team today.