Not all lenders are the same and certainly, not all borrowers are the same. That’s where Liberty comes in, as a viable “out-of-the box” alternative to mainstream lenders. Liberty is committed to providing lending solutions where some of the majors may fall short, and their rates aren’t too shabby either.

Liberty can assist where other lenders cannot mainly regarding applicants whose personal circumstances are not as straight forward as most. Some key areas they help customers include:

Low Deposit Home Loans

Liberty will allow applicants to borrow up to 95% of the property value being purchases plus capitalise the loan costs.

Credit Impaired Loans

Liberty understand that sometimes things just don’t go according to plan. If you have a less than stellar credit history, they will seek to come up with a solution where more conventional lenders will not.  Liberty will consider applications to clear defaults, mortgage arrears and ATO debts to get the borrower back on track.

Debt Consolidation

If you have mounting debts that you cannot get on top of, Liberty will look at working with you to have one easy monthly repayment. In doing so they will also consider “credit impaired” applications, giving those a viable option who have in the past felt there were no solution available to get back on track.

“Out-Of-The-Box “Situations

Liberty recognise that no two people are the same and personal circumstances may change. To that end they adopt a flexible approach when considering applicants who may normally find securing finance difficult. Whether the obstacles be due to unusual property types, unique income or credit history Liberty will customise a solution where possible to assist those who may not be considered elsewhere.

With Liberty Home Loans there is a viable option for those borrowers who don’t fit into the box created by standard lending institutions. They are a great alternative to the majors but also offer some competitive products even for those with a conventional scenario that may be looking for a lender outside the mainstream.

If you would like more information on Liberty contact one of your knowledgeable and friendly Blackburne Mortgage Broking team to see if there is a solution right for you.