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Promoting itself as Australia’s first “smartbank”, we’d like to introduce you to 86 400, a new bank that’s entered the lending arena offering a commitment to helping customers be more in control of their banking and achieving overall financial wellness.
So, what does their name mean? As there are 86 400 seconds in a day, their charter is to ensure Australians feel in control of their money every second of every minute of every day. In addition, they pride themselves in operating a sustainable and responsible business that does not invest in or lend money to environmentally unfriendly companies such as the fossil fuel industry.
The Rates:
The NEAT Home Loan is their basic product offering no ongoing fees, unlimited free redraw and variable rates starting from 2.19% (comparison rate 2.20%)
The OWN Home Loan is their packaged product which allows up to six offset accounts that may be in single or joint names, has the package fee waived for the first year and has rates staring at 2.39% (comparison rate 2.68%)
The Policy highlights:
The Process Highlights
If you are looking for a lender who is committed to providing an efficient and streamlined process with competitive rates and products, 86 400 may be a worthwhile option to consider, particularly if you are ready to move away from conventional lenders with their cumbersome processes.
Contact the Blackburne Mortgage Broking team for more information about this or any other lender or product you may be interested in, whether you are looking to purchase or refinance to a great deal.
Get a great deal on your home loan with the Perth Mortgage Broker who is in your financial corner.
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